Page 858 - 3. 2014 1st half New 26-05-21 No Table

Please note under the Rehabilitation of Offenders Act 1974 you are required not to disclose
convictions regarded as "Spent".
You are advised to keep copies of any correspondence you send to us or direct to your
insurer.
Material facts are ones which are likely to influence an insurer in the assessment and
acceptance of the
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application, for example for motor insurance any offence including motor and non-motor
offences, drivers’ infirmities, a young or inexperienced driver, Examples for household, buy
to let property and commercial premises insurance include subsidence, flood, landslip, theft.
For example, for liability insurance previous claims, potential future claims, for Goods in
Transit insurance hazardous goods, pharmaceuticals, time critical goods, for commercial
combined all facts concerning risks covered. Criminal convictions, bankruptcy,
administration, receivership, liquidation, country of residence or if you have had insurance
declined or cancelled should be disclosed for all types of insurance. These are only examples
and is not meant to be an exhaustive list.
If you are in any doubt about whether information is material, you should disclose it.
Should you require further guidance, please contact us.
SECTION 4
Your Demands and Needs
You have requested a quotation on the basis of your requirements below:
We have set out below our understanding of your demands and needs and whether the policy
we have selected meets those demands and needs.
Please read the information below carefully. It records the statements and information you
provided when requesting the quotation. If any of the information is incorrect or incomplete
please contact us immediately, so that we can take any appropriate action as soon as possible.
Based on the information set out below, we are making a personal recommendation to you of
the policy proposed for the reasons set out on this letter.
Comprehensive Cover / Road Risk Only Indemnity Limit £10,000 No Public or Employer
Liability Cover Mr Simon Cordell to Drive
Social, Domestic & Pleasure Use with Motor Trade Use
No Demonstration Cover / No Additional Business Use
No Protected No Claims Bonus / No Windscreen Cover / No Trade Plates
No High Performance / Classic / Commercial (Over 7.5 Ton) Vehicles
Payment by Direct Debit
£500 Excess
The Period of insurance covered in this quotation is 12 months.
SECTION 5
We have reviewed the policies within our range and recommend the following policy to be
the most suitable to meet your needs:
Covea Policy
The Above Policy meets all your demands and needs set out as above
Main exclusions, Limitations, and conditions.
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You should read carefully and take note of all exclusions, excesses, limitations, or conditions
as set out in this letter and the enclosed Policy Summary. A copy of the policy is available on
request.
SECTION 6