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•   Contact us by phone, or come into one of our offices and ask us to explain how we arrived
                  at the decision shown in this letter. If you are unable to do this, you can ask for a written
                  explanation of the decision. You must do this in writing, within one month of the date of
                  this letter, and we will then send you a full written statement as soon as possible. The time
                  we take to send this explanation will not count towards the time limit for asking us to look
                  at the decision again.
              •   Write to us within one month of the date of this letter and ask us to reconsider our
                  decision. You must tell us which decision you are unhappy with, and say why you are
                  unhappy with it. If you have new or further information or evidence, you can submit it at
                  this stage. We will look at your claim again and write to you with our decision. If you are
                  still unhappy with our decision after this, you can then make a formal appeal.
              •   Write to us within one month of the date of this letter making a formal appeal to the
                  Tribunals Service. Your appeal must be in writing, signed by you, tell us which decision
                  you are unhappy with, and say why you are unhappy with it. We will look at our decision
                  again, and if we cannot change the decision in your favour, we will pass your appeal to the
                  Tribunals Service
              Asking for a statement or for us to reconsider our decision does not take away your right to
              then submit a  formal appeal. For more detailed information  about submitting a  formal
              appeal, please see the Tribunals Service leaflet "How to Appeal", which is available from
              their website www.appeals-service.gov.uk




              Change in your circumstances

              The amount of benefit shown in this letter has been worked out using the information that you
              have given. You should read this letter very carefully to make sure it is correct. If you think
              there is anything wrong, you must tell us straight away.

              If any of this information changes, including information about the people living with you,
              this may change the amount of benefit you get. You must tell me immediately about any
              changes.

              If there is an overpayment of benefit you may have to pay some money back. If you
              deliberately fail to tell me about changes which result in too much benefit being paid, you are
              committing an offence and you may be prosecuted. Examples of changes in circumstance
              include:



























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