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•   Contact us by phone, or come into one of our offices and ask us to explain how we
                 arrived at the decision shown in this letter. If you are unable to do this, you can ask for a
                 written explanation of the decision. You must do this in writing, within one month of the
                 date of this letter, and we will then send you a full written statement as soon as possible.
                 The time we take to send this explanation will not count towards the time limit for asking
                 us to look at the decision again.
            •   Write to us within one month of the date of this letter and ask us to reconsider our
                 decision. You must tell us which decision you are unhappy with, and say why you are
                 unhappy with it. If you have new or further information or evidence, you can submit it at
                 this stage. We will look at your claim again and write to you with our decision. If you are
                 still unhappy with our decision after this, you can then make a formal appeal.
            •   Write to us within one month of the date of this letter making a formal appeal to the
                 Tribunals Service. Your appeal must be in writing, signed by you, tell us which decision
                 you are unhappy with, and say why you are unhappy with it. We will look at our decision
                 again, and if we cannot change the decision in your favour, we will pass your appeal to the
                 Tribunals Service

            Asking for a statement or for us to reconsider our decision does not take away your right to
            then submit a  formal appeal. For more  detailed information about submitting  a  formal
            appeal, please see the Tribunals Service leaflet "How to Appeal", which is available from
            their website www.appeals-service.gov.uk




            Change in your circumstances

            The amount of benefit shown in this letter has been worked out using the information that you
            have given. You should read this letter very carefully to make sure it is correct. If you think
            there is anything wrong, you must tell us straight away.

            If any of this information changes, including information about the people living with you,
            this may change the amount of benefit you get. You must tell me immediately about any
            changes.

            If there is an overpayment of benefit you may have to pay some money back. If you
            deliberately fail to tell me about changes which result in too much benefit being paid, you are
            committing an offence and you may be prosecuted. Examples of changes in circumstance
            include:

























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