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As you can see, before we can take on a complaint, the business involved must have the
               chance to put things
               right. what happens next, I’ve written to the business to let them know about the complaint.
               They should contact you soon to tell you they are looking into what’s happened – and to ask
               for more details if they need them.
               If you don’t hear from the business within the next few days, you can contact them using the
               details below –
               mentioning that we have already written to them. They should give you their final response to
               the complaint
               – in writing – within eight weeks of the date they first received it. The business’s final
               response should summarise the complaint and give you their final say. It should also tell you
               that you can refer the complaint to us if you’re not happy – which you have to do within six
               months. In case you need it, the business’s address is:
               KGM Underwriting Agencies Limited
               KGM House
               George Lane
               London
               E18 1RX
               once you have a final response – or after eight weeks If you’re not happy with the business’s
               final response – or if eight weeks pass and you haven’t received it – then please fill in the
               enclosed complaint form and send it to us. Please also send us a copy of the final response
               and any other information you think is important to the complaint. There’s no need to send us
               any original documents. We don’t normally pay the professional fees – in full or in part – of
               any solicitor, accountant or other paid adviser that a consumer might use to bring a complaint
               to us. We won’t take any more action unless you contact us again. If you would like more
               information about us,
               please see our website –
               www.financial‐ombudsman.org.uk.
               Yours sincerely
               1174,
               Anita Ayi
               Consumer Consultant
               Anita Ayi | Consumer Consultant
               Tel: 020 3716 9790
               Fax: 020 3716 9791|Financial Ombudsman Service |
               Exchange Tower, London, E14 9SR
               This email is covered by our email disclaimer.
               This email was sent from Financial Ombudsman Service Ltd. Registered in England and
               Wales. Registered Number: 3725015. Registered Office: Exchange Tower, London, E14
               9SR, United Kingdom.

               6
               The Enfield Gov / Email’s Issue:
               394. Lorraine Cordell _Re_ Mr S Cordell's complaint about KGM Underwriting Agencies
               Limited (Our ref_ 1
               / Page Numbers: 1175,1176,
               From: Lorraine Cordell [lorraine32@blueyonder.co.uk]
               Sent: 20 November 2014 20:09
               To: 'Ayi, Anita'
               Subject: RE: Mr S Cordell's complaint about KGM Underwriting Agencies Limited
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